Personal Insurance

Have you asked yourself, who would be impacted financially by your death, illness or disability

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Income Protection

Accident and sickness is the part and parcel of life, sometimes it can really turn your life upside down. If you are unable to work either by sickness or injury it could be temporary or permanent. It will impact your ability to earn income. Financial loose can have a devastating impact on your family’s life style such as how do you pay your mortgage, rent , school fees, car payment and list goes on.

In today’s day to day life style income is often your biggest asset and protecting your asset makes a sense. Income protection insurance is straight forward, but powerful. It protects a percentage of the money you earn.

Income protection pays you up to 75% of your pre disability income on monthly bases if you are unable to work at least 10 hours a week because of illness or injury. It can be helpful for your rehabilitation and retraining cost, without worrying about your day to day livelihood.

Having income protection policy means a piece of mind and that you don’t have to rush to return back to work without full recovery.

Our insurance specialist will work alongside you to find the best fit to protect your income by considering your needs, priorities and your circumstances. Please call 079494116

Health Insurance

You and your family’s health is the most valuable asset. Your life style can directly impact you and your loved ones if you are struggling with your health and because of it you can’t look after your family.

Health insurance is an absolute necessity in today’s fast pace life. Your health is the key to work and maintain the life style you live. Will you be able to afford long waiting lists and lack of necessary treatments and drugs in the public health system?

In the event of a health problem, it is an absolute vital to have immediate excess to the best available care for you and your family.

Our health insurance specialist will work alongside you to discuss your needs and helps you to tailor your own health plan to ensure that you have what you need. You will be able to rest easy knowing that getting treatment for any surgery, non surgical procedures, cancer, specialist consultations and diagnostic procedures, optometrist and G.P’s visit will be well looked after.

For all the inquiries and to speak with our specialist team please call us on 079494116

Critical Illness - Trauma Cover

Advanced science & medicine has made our life little easy, but illness & accident still happens. Sometime it hits you when you need your health to be at its best. What if you were to suffer from cancer, heart disease or stroke? This will take a toll not only on your health but on your finances as well. Any deterioration in your health also impacts your family’s financial health as well.

Looking after yourself when you are unable to work can be very stressful, the ultimate goal of the trauma cover is to provide you and your family a financial stability  by providing you a lump sum in the event of a pre defined critical illness.

Medicine word is not easy to understand, and insurance can be very complicated. Having someone to work alongside you to choose the right fit for you and your family can make the whole process a breeze.

It you wish to be certain you’ll have right cover to deal with such complicated situation call us on 079494116

Life Insurance

DEATH, Sounds scary but its bitter truth of life. Someday, we’re all going to pass away, but you can help protect yourself against it. It depend on us whether we want to leave our loved ones with secure life or life with struggles. Financial worry should be the last thing you want for your family to worry, while they are dealing with the heartbreak of losing a loved one.

In the event of an unexpected death or terminal illness, life insurance can provide a lump sum financial support to your loved once and you can rest assured that your family can pay their monthly bills or mortgage repayments while you are not around to take care of them.

Life insurance also provide bereavement support benefit- such as grief support during the grieving process, advance payment for funeral to ease the pressure and financial stress on your family. One of our specialists will work with you to make sure that you have a peace of mind that your family are well looked after even in your absence.

“Future is unpredictable reality of life. Sooner or later we’re all going to pass away; it is just the matter of time.”

To be ensure that you are prepared for unexpected life challenge call us on 079494116 

Mortgage & Rent Cover

Life is unpredictable; there is a real possibility of you unable to work of an accident or illness. Mortgage and rent cover will gives you the flexibility to focus on recovery without worrying financial commitments.

Most people rely on their income to pay mortgage or rent and maintain a certain lifestyle for their family. With sky rocketing house prices and expensive rent it does make a sense to make sure you have a plan to protect your mortgage.

Mortgage and rent cover provides you with regular mortgage payments depending on the option you choose. It could be 110% of your mortgage or 40-45% of your income.

If you would like to know further about different options available for mortgage and rent cover. Please make a call 079494116 to our insurance specialist.

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Total Permanent Disability

Healthy body is our main asset and to keep it in good condition is great investment but like any other investment there is always uncertainty and in this case, we call it Total Permanent Disability. If this happened to you, it could be devastating to your livelihood. 

 Sometimes, an unexpected incident can change life instantly. Whether it is an accident or serious permanent illness, such incidents can leave you totally & permanently disabled and can impact your ability to work and take care of your family’s need.

Total permanent disability is considered as financial death, this not only impact your ability to earn, and it also can be an expensive affair for your family to look after you. To ensure that you and your family do not need to compromise financially in daily life, we will set you up with a lump sum payment if such life changing event happens.

It helps you and your family to maintain prior disability or illness life style. 

Insufficient insurance is almost No insurance that’s why our specialists are available to discuss details with you, and help you find out right cover in case of such unpleasant nightmare. 

To make sure you’re protected – call us on 079494116 or enquire online today.

Miscellaneous

Medical bills from a long lasting illness could cause severe financial hardship, particularly if you have limited savings or heavy debts.

Financial stress could inhabit your recovery by forcing an early return to work or limiting your treatment options.

  • Our specialist advisers work quickly and closely to take great care in understanding your personal or business situation to assess your needs and find a right solution for your needs. 
  • With time the things you need is change. Insurance policies include a lot of details, it could be a possibility that insurance you carrying for long time may not be relevant in today’s need. It could be waste of money. Contact us for obligation free reviews. We will help you understand and educate what your policy carry. 
  • Don’t hesitate to contact us if you think your insurance could be updated. We will help you to weigh up what’s best value for you money now.
  • Our specialist team will not only helps you at the beginning, we will be there to help you at your toughest times means claim time. When we say we work for you, we mean it whether it is putting policy in place or work for you at your claim time (toughest time)

we are happy to help you

Life is busy and you have Million things to work on, at least we can take care of your insurance needs.

For an obligation free and charge free opinion Contact us today