Our Services.
Whether you’re a family, an individual or a business owner — we’ll find the cover that fits.
PERSONAL
Personal Insurance.
We help protect your health and financial security for the long run. We’ll find what genuinely fits your situation.
Life Insurance
Financial support for your family if the unexpected happens.
Personal Insurance
Skip the waiting list and get treated privately when you need it.
Income Protection
Up to 75% of your income paid monthly if you can’t work.
Trauma Cover
Lump sum payment for cancer, heart attack or stroke.
Business
Business Insurance.
We help protect the business you’ve worked so hard to build, by looking after the key people you rely on to make it run smoothly.
Business Continuity
Keep your business running if you or a key person can’t work.
Key Person Protection
Cash injection if a key person is unable to work due to illness.
ACC
ACC Cover Plus Extra.
We all pay ACC levies — so it makes sense to get maximum value from them. If you’re self-employed, there may be a more suitable ACC structure for you.
Agreed Compensation
Negotiate your level of cover upfront — no surprises at claim time.
No Proof Needed
You don’t have to prove loss of earnings when you claim.
“Not sure what you need? That’s completely fine — I’ll help you figure it out.”
Let’s Chat
pankaj@smartlife.co.nz
021 666 275
1 Waikai Close, Ruakura, Hamilton 3214
Smart Life Insurance
FSP725151 · Full FAP Licence
FMA Licensed · IFSO Member
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