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Invest in Income protection now Get A QuoteContact usWhy do I need income protection?
Invest in yourself today, for a brighter tomorrow.
Income protection is designed in a way where it can prove to be the cleaver decision with financial security. It can provide a portion of your monthly income to help cover your living expenses, such as mortgage or rent payments, bills, and other expenses. It pays out a regular income until you can return to work, or until you retire, die, or reach the end of the policy term. The amount paid out is usually a percentage of your regular income .
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Indexation Protection
This feature is designed to help protect you against inflation by increasing your monthly benefit payment each year in line with the New Zealand Consumer Price Index (CPI), indexation protection ensures that the amount you receive keeps pace with the rising cost of living..
Monthly benefit payments
Income protection insurance provides a regular income to replace a portion of your lost earnings while you are unable to work due to illness or disability. The amount of the monthly benefit payment is usually a percentage of your regular income..
Waiting period
There is typically a waiting period before the benefit payments start, so you have the option to choose the length of the waiting period, which can range from a few weeks to several months. The longer the waiting period, the lower the premiums you’ll pay…
Multiple claims
Income protection insurance allows you to make multiple claims during the policy term if you become ill or disabled more than once and knowing this provides financial security and peace of mind..
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P.O. Box 14124, Five Cross Roads, Hamilton 3252
Mail Us For Information:
info@smartlife.co.nz
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