SERVICES

Personal Insurance.

Life, health, income protection and trauma cover for you and your family — sorted simply and honestly.

Life Insurance

If you pass away or are diagnosed with a terminal illness, life insurance provides a lump sum to your family — helping them cover mortgage payments, living expenses and funeral costs without financial stress.

Beyond the finances, life insurance also provides bereavement support, giving your loved ones stability during an incredibly difficult time.

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Health Insurance

Your health is your most valuable asset. Health insurance means you can skip the public waiting list and get treated privately when you need it most.

We’ll help you find a plan that covers specialist consultations, surgery, cancer and diagnostics — giving you peace of mind for you and your family.

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Income Protection

If illness or injury stops you from working, income protection pays up to 75% of your income monthly — so your mortgage, rent and bills keep getting paid while you recover.

Whether the inability to work is temporary or permanent, income protection gives you the breathing room to focus on getting better.

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Trauma Cover

A lump sum paid if you’re diagnosed with cancer, heart attack or stroke. Use it however you need — time off work, alternative treatment, or paying down debt while you focus on getting better.

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“Not sure what you need? That’s completely fine — we’ll help you figure it out.”

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Let’s Chat

pankaj@smartlife.co.nz
021 666 275
1 Waikai Close, Ruakura, Hamilton 3214

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